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AUTO Insurance




Auto Insurance is essential for protecting yourself and your vehicle in the event of an accident. In Saskatchewan, the government provides basic insurance benefits through a public insurance program. This ensures that every driver has fundamental coverage for accident-related expenses. However, for more comprehensive protection, private insurers offer top-up coverage and package policies. Contact us today to learn more about our Auto Extension Policies and how they can benefit you.

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No Fault Insurance




Despite its name, no-fault insurance still considers who caused an accident to determine who pays for direct compensation and property damage. The key difference from traditional fault-based systems is that insured individuals seek accident benefits, such as health care and income replacement, from their own insurance company.

Short-Term Vehicle Registration and Insurance




Short-Term Vehicle Registrations are perfect for vehicles driven only during specific times of the year. If your vehicle is unlicensed and in permanent storage or up for sale, an auto extension policy is essential. This policy ensures protection to a specified cash value, providing peace of mind and financial security.

Commercial Auto Extension




Ensure your business vehicles are fully protected with a Commercial Auto Extension Policy. Designed for businesses that require vehicles on the road, coverage options are available for:

    • Contractors
    • Couriers
    • Delivery vehicles
    • Long Haul Trucking

We also provide Cargo and Transportation Insurance. Cargo insurance is mandatory for commercial carriers with a commercial A plated unit and a registered Gross Vehicle Weight (GVW) of over 5000 kg. Minimum limits of cargo insurance are required based on the registered GVW.

Other Vehicles




Coverage is also available for other types of vehicles, including:

    • Motorcycles
    • Snowmobiles
    • Trailers
    • Antique-plated vehicles

Antique & Classic Vehicle Insurance




Antique vehicle plate insurance is different from regular plate insurance. While regular plate insurance may be cheaper, it doesn’t value your vehicle appropriately, often assuming it isn’t worth much simply because it’s older. Your antique vehicle may be old, but it’s not just an antique; it’s a classic!

Hagerty Drivers Club




Your classic vehicle deserves to be handled with the utmost care. When you are a Hagerty Drivers Club member, you get flatbed towing from pick up to destination with soft nylon straps.

Storage Insurance




Your classic or antique car is a treasured possession, and while it may not be your daily driver, it still faces risks even in storage. Theft, vandalism, and other unexpected threats can still occur, and your home insurance won’t cover these losses. A specialized package policy provides the coverage you need to protect your vehicle while it’s carefully stored away.

Collision




Collision insurance provides crucial protection if your vehicle collides with another vehicle, a tree, or a snow drift. In Saskatchewan, this coverage is included whether you have a policy or just plate insurance. However, with only plate insurance, being found responsible for a collision means you’ll need to pay a $700 deductible. By purchasing a package policy, you can lower this deductible to a more affordable amount, ensuring better financial protection in the event of an accident.

Comprehensive




Comprehensive insurance provides coverage for perils such as vandalism, wind, hail, fire, and theft. With only plate insurance, you would need to pay a $700 deductible out of pocket. However, by purchasing a package policy, you can choose deductible options starting as low as $50.

Liability




If you’re ever held responsible for causing bodily injury or property damage to a third party, you’ll want more than the basic plate limit. This coverage protects you from being financially responsible when you are sued.

Agreed Value




Agreed Value Insurance ensures your vehicle is insured for a value determined by both you and the insurance company, based on the proven worth of your car. This valuation is established through appraisals, photos, and other relevant documentation you provide, giving the insurance company a comprehensive view of your vehicle’s value. With Agreed Value coverage, the insurance company guarantees to pay this agreed-upon amount in the event of a covered total loss, offering you peace of mind and financial protection.

AUTO Insurance

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