Your Agribusiness Partner for Risk Management & Insurance Solutions

No two agribusinesses or farm operations are alike. That’s why we’ve created a dedicated division, Urban Acres offering innovative insurance, risk management, Human Resources, and Group benefit solutions to meet the unique needs of the agricultural industry.

Welcome to Urban Acres

Professional Services Designed For Ag

Urban Acres is professional services through Atlas York, designed to address the unique needs of farmers and agribusiness. We combine decades of insurance, group benefits, risk management and human resources experience with personalized support to ensure your operation is properly protected.

Whether you're running a family farm, managing a commercial enterprise, or cultivating a hobby farm, Urban Acres provides coverage designed for your specific operation.

  • Risk Management & Insurance: Crop, Farm, Hail, Liability, Life, Health Insurance +
  • Expert Guidance: Brokers, Benefit Consultants, Adjusters, Agronomists, HR Specialist and Leaders specializing in agricultural risks.
  • Personalized Service: Custom strategic plans and onsite visits tailored to your needs.

Comprehensive Coverage

Risk Management & Insurance

Protect What Matters Most with Urban Acres Insurance
We offer a wide range of insurance options to protect what matters most from your inputs and production to your assets and risk. Our specialized insurance offerings, including:

  • Crop & Hail Insurance: Coverage against unexpected weather and crop damage.
  • Farm, Liability, and Commercial Insurance: Comprehensive protection for your business and assets.
  • Employee and Employer Group Benefits: Health and life insurance plans for employees, owners, and employers.
  • Life, Key Persons Insurance, Disability, and Health Insurance: Secure, personalized coverage for your future.
  • Travel Insurance, Lifestyle Benefits, and Health Spending Accounts (HSA): Flexible solutions to meet modern needs.

Let us help you protect your livelihood and prepare for the unexpected.

Every Farm is Unique

Your Farm, Your Way

From small family farms to large operations, unexpected events can threaten your livelihood. Our tailored insurance ensures you stay protected and keep your farm running.

  • Property Coverage – Protects homes, barns, bins, shops, and other structures from fire, storms, and vandalism.
  • Equipment & Machinery – Covers farm equipment against damage from collisions, fire, or lightning.
  • Livestock Insurance – Protects cattle, horses, poultry, and other animals from accidents, disease, or disasters.
  • Liability Protection – Covers legal costs and damages for injuries or property damage to others.
  • Business Interruption – Provides financial support if farm operations are disrupted by an insured event.
  • Cyber Coverage – Covers costs from data breaches, plus repairs or replacements for damaged technology and software.

Let us customize a policy to provide the right coverage to protect your investment.

Crop Insurance tailored to fit your unique farm

Maximize your growing season with data-driven insights and tailored risk management. We streamline insurance by analyzing your farm’s needs for personalized risk assessments and smarter coverage.

  • Real-Time Risk Assessments: Tailored recommendations based on data-driven insights.
  • Tailored Crop Protection: Generates your unique risk profile, offering dynamic real-time pricing that is individualized.
  • Efficiency: Save time by reducing manual processes and paperwork.

Cutting Edge Yield-Based Crop Insurance

Streamlined Coverage, Seamless Support

We offer highly individualized and customizable insurance solutions designed to enhance farmers’ resilience amidst the volatile and unpredictable agricultural landscape. By complementing existing government crop insurance programs, we provide farms with a tailored suite of solutions that align with their specific requirements.

  • Consistent cash flow in case of reduced yields
  • Fast and automated application process
  • Customizable insurance coverage at the individual crop level

Expert Advice and Support

The right commercial insurance protects your business, assets, and employees.

Running a business comes with risks—from property damage and liability claims to employee injuries and cyber threats. Our experienced brokers simplify the process, helping you find tailored coverage that ensures business continuity. Whether you're a startup or an established enterprise, we guide you every step of the way to keep your business protected.

Why Choose Us?

  • Expert Advice – We assess your needs and recommend the best coverage.
  • Multiple Providers – Access competitive rates from top carriers.
  • Claims Support – We advocate for you to ensure smooth claim resolutions.
  • Risk Assessment – Identify and minimize potential risks.

Benefits Built for Agriculture

Protection for employees, owners, and employers.

Agriculture is unique, and so are your HR and benefits needs. We provide customized HR services and flexible group benefits tailored for farms and agribusinesses—starting with just one employee. Whether you run a small farm or a large operation, our competitive plans ensure the well-being and retention of your workforce, including seasonal workers.

  • Life and Key Persons Insurance – Protection for employees, owners, and employers.
  • Disability Insurance – Safeguarding against long-term illness or injury.
  • Health and Dental Insurance – Affordable options to protect the health of your workforce.
  • Travel Insurance – Coverage for employees on business trips, vacations, or working out-of-town.
  • Lifestyle Benefits – Promoting well-being through non-medical perks.
  • Health Spending Accounts (HSAs) – Allowing employees to customize their benefits to their needs.

Streamline HR processes and support your workforce

HR Solutions Tailored to Agribusiness

Running a farm or agribusiness comes with unique challenges. We offer fractional HR services to streamline your HR processes, so you can focus on what matters most: growing your business.

By engaging closely with your team, we ensure our services across all HR functions are personalized. Our HR Services are customizable but can include:

  • HR Planning and Management
  • Risk Management Training and Performance Management
  • Employment Experience, Engagement and Empowerment

Let’s Grow Together

Ready to build your farm’s benefits package or streamline your HR processes? Contact us today to create a customized plan for your needs. We are proudly prairie province, independently owned and operated. In Saskatoon and a town near you.